Fixed Rate Mortgages
Deep discounts for excellent credit, 40,30,25,20,15,10 Year programs. Interest
only option available on the 30 year only.

Adjustable Rate Mortgages (ARMS)
Take advantage of lower rates if you plan on owning the property for only a
short term. *3/1 *5/1 *7/1 *10/1 Interest only option available on all programs.

Split Mortgages
Avoid Private Mortgage Insurance(PMI) with a split mortgage program, available
on Fixed or ARMS *80/20 *80/15 *80/10 *Interest Only option available.

Balloon Mortgages
Rates slightly lower than ARMS. *5/25 *7/23.

Jumbo Mortgages
Loan amounts from $417,001 to $6,000,000 *40,30,20 or 15 Year fixed rates
*3/1,5/1,7/1,10/1 ARMS Interest only option available on ARMS

Second Mortgages
Available for home improvement or debt consolidation. *Home equity lines of
credit *Closed end second mortgage up to 125% LTV

Stated Income Mortgages
Stated income options can be applied to Fixed Rate Mortgages, Arms, Split
Mortgages, Jumbo Mortgages, and Second Mortgages. Interest only options
if desired.